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Terms of Service

Last updated: May 20, 2026

Acceptance of Terms

By accessing and using Fin Tools Lab ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Fin Tools Lab's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose or for any public display
  • Attempt to reverse engineer any software contained on the website
  • Remove any copyright or other proprietary notations from the materials
  • Transfer the materials to another person or "mirror" the materials on any other server

Disclaimer

The materials on Fin Tools Lab's website are provided on an 'as is' basis. Fin Tools Lab makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, Fin Tools Lab does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

Financial Information Disclaimer

The financial calculators and tools provided on this website are for educational and informational purposes only. They should not be considered as financial advice. Always consult with a qualified financial advisor before making any financial decisions. Past performance does not guarantee future results.

Limitations

In no event shall Fin Tools Lab or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Fin Tools Lab's website, even if Fin Tools Lab or a Fin Tools Lab authorized representative has been notified orally or in writing of the possibility of such damage.

Accuracy of Materials

The materials appearing on Fin Tools Lab's website could include technical, typographical, or photographic errors. Fin Tools Lab does not warrant that any of the materials on its website are accurate, complete, or current. Fin Tools Lab may make changes to the materials contained on its website at any time without notice.

Links

Fin Tools Lab has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Fin Tools Lab of the site. Use of any such linked website is at the user's own risk.

Modifications

Fin Tools Lab may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of California, United States, and you irrevocably submit to the exclusive jurisdiction of the state and federal courts located in San Francisco, California.

Contact Information

If you have any questions about these Terms of Service, please contact us at legal@fintoolslab.com.

Disclaimer: Financial calculators are for educational purposes only. Not financial advice. Consult professionals before making decisions.
Risks: All investments carry risks. Past performance doesn't guarantee future results. Verify calculations independently.
Important Disclaimer: The financial calculators and tools provided on this website are for educational and informational purposes only. They are not intended to provide financial advice, and should not be considered as a substitute for professional financial consultation.
Investment Risks: All investments carry inherent risks, including the potential loss of principal. Past performance does not guarantee future results. The calculations and projections shown are estimates based on the information you provide and may not reflect actual investment outcomes.
Accuracy: While we strive for accuracy, we cannot guarantee that the calculations are error-free or suitable for your specific financial situation. Always consult with a qualified financial advisor, accountant, or tax professional before making any financial decisions.
No Liability: Fin Tools Lab and its operators are not responsible for any financial losses, damages, or decisions made based on the use of these calculators. Users should independently verify all calculations and consult with appropriate professionals.
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