Privacy Policy for Fin Tools Lab

Last Updated: June 8, 2025

Welcome to Fin Tools Lab. We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://FinToolsLab.com, including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the “Site”). Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

1. Information We Collect

We may collect information about you in a variety of ways. The information we may collect on the Site includes:

Personal Data

Personally identifiable information, such as your name, email address, and telephone number, and demographic information, such as your age, gender, hometown, and interests, that you voluntarily give to us (for example, when you contact us or subscribe to a newsletter). You are under no obligation to provide us with personal information of any kind, however your refusal to do so may prevent you from using certain features of the Site.

Derivative Data

Information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Site. This may also include information about your device.

Financial Data (Calculator Inputs)

The Compound Clarity calculator on our Site allows you to input financial data such as principal amounts, contribution rates, interest rates, and investment terms. This data is processed in your browser to perform calculations and is not stored on our servers, except as potentially persisted in your browser's local storage if you use features designed to remember your inputs for convenience across sessions. We do not collect or store your specific calculation inputs on our backend systems.

Data From Social Networks

We currently do not integrate directly with social networking sites in a way that collects user information from them. If this changes, this policy will be updated.

Mobile Device Data

If you access the Site from a mobile device, we may collect device information such as your mobile device ID (or other identifier), model, and manufacturer, and potentially information about the location of your device if you grant permission.

Third-Party Data

We may receive information about you from third parties, such as analytics providers or advertising partners, as described in our Cookie Policy.

Data From Contests, Giveaways, and Surveys

Personal and other information you may provide when entering contests or giveaways and/or responding to surveys, should we offer them.

2. Use of Your Information

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Site to:

  • Operate and maintain the Site.
  • Improve your experience on the Site.
  • Respond to your comments or inquiries.
  • Send you technical notices, updates, security alerts, and support messages.
  • Provide you with user support.
  • Track and measure advertising on the Site (see Cookie Policy).
  • Protect, investigate, and deter against unauthorized or illegal activity.
  • Compile anonymous statistical data and analysis for use internally or with third parties to improve our services.
  • Deliver targeted advertising, coupons, newsletters, and other information regarding promotions and the Site to you, where consent is obtained if required by law.
  • Request feedback and contact you about your use of the Site.

3. Disclosure of Your Information

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

By Law or to Protect Rights

If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.

Third-Party Service Providers

We may share your information with third parties that perform services for us or on our behalf, including data analysis, email delivery, hosting services, customer service, and marketing assistance.

Marketing Communications

With your consent, or with an opportunity for you to withdraw consent where applicable by law, we may share your information with third parties for marketing purposes.

Third-Party Advertisers

We use third-party advertising companies like Google AdSense to serve ads when you visit the Site. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. Please see our Cookie Policy for more details and opt-out options.

Affiliates

We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include any parent company, subsidiaries, joint venture partners or other companies that we control or that are under common control with us.

Business Transfers

If we reorganize or sell all or a portion of our assets, undergo a merger, or are acquired by another entity, we may transfer your information to the successor entity. If we go out of business or enter bankruptcy, your information would be an asset transferred or acquired by a third party. You acknowledge that such transfers may occur and that the transferee may decline to honor commitments we made in this Privacy Policy.

4. Tracking Technologies

Cookies and Web Beacons

We use cookies, web beacons, tracking pixels, and other tracking technologies on the Site to help customize the Site and improve your experience. For more information on how we use cookies and how you can manage them, please refer to our Cookie Policy, which is incorporated into this Privacy Policy. By using the Site, you agree to be bound by our Cookie Policy.

Website Analytics

We may partner with selected third-party vendors, such as Google Analytics, to allow tracking technologies and remarketing services on the Site. This helps us analyze and track users’ use of the Site, determine the popularity of certain content, and better understand online activity. By accessing the Site, you consent to the collection and use of your information by these third-party vendors as described in their privacy policies and our Cookie Policy.

5. Third-Party Websites

The Site may contain links to third-party websites and applications of interest, including advertisements and external services, that are not affiliated with us. Once you have used these links to leave the Site, any information you provide to these third parties is not covered by this Privacy Policy, and we cannot guarantee the safety and privacy of your information. Before visiting and providing any information to any third-party websites, you should inform yourself of the privacy policies and practices (if any) of the third party responsible for that website.

6. Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

7. Policy for Children

We do not knowingly solicit information from or market to children under the age of 13 (or 16 in certain jurisdictions like the EEA). If you become aware of any data we have collected from children under the relevant age, please contact us using the contact information provided below.

8. Controls for Do-Not-Track Features

Most web browsers and some mobile operating systems include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. As there is no uniform technology standard for recognizing and implementing DNT signals, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online.

9. Options Regarding Your Information

Emails and Communications

If you no longer wish to receive correspondence, emails, or other communications from us (e.g., newsletters), you may opt-out by using the unsubscribe link in the emails or by contacting us using the information below.

Cookie Preferences

You can manage your cookie preferences via our Cookie Consent banner or by adjusting your browser settings, as detailed in our Cookie Policy.

10. Your Data Protection Rights (e.g., GDPR, CCPA/CPRA)

Depending on your location, you may have certain rights regarding your personal data. These may include the right to access, correct, delete, or restrict the processing of your personal data, as well as the right to data portability and to object to processing.

California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have specific rights regarding your personal information. These include the right to know what personal information is collected, used, shared or sold, the right to delete personal information, the right to opt-out of sale/sharing, and the right to non-discrimination for exercising your rights. To make such a request, please contact us.

European Economic Area (EEA), UK, and Switzerland

If you are a resident of the EEA, UK, or Switzerland, you have data protection rights under the GDPR or applicable local laws. These include the right of access, rectification, erasure, restriction of processing, data portability, and the right to object. We process data based on consent for cookies and legitimate interests for other site operations. You can withdraw consent for cookies at any time via our consent management tool.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes.

12. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at:

Fin Tools Lab
#20/3, JP Nagar
Bangalore, Karnataka, 560078
India
Email: privacy@fintoolslab.com

Please ensure this placeholder content is replaced with your specific details and reviewed by a legal professional.