Disclaimer for Fin Tools Lab
Last Updated: June 8, 2025
1. No Financial Advice
Fin Tools Lab, the owner and operator of this website and the Compound Clarity tool, is not a registered investment advisor, broker-dealer, financial analyst, financial bank, securities broker, or financial planner. The content on this Site is not a substitute for professional financial advice. Always seek the advice of a qualified financial advisor or other qualified professionals with any questions you may have regarding your personal financial situation or investment decisions.
The calculations performed by the Compound Clarity calculator are based on the mathematical formulas for compound interest and the inputs you provide. These calculations are estimates and projections and do not guarantee future results. Actual investment returns can vary significantly due to market fluctuations, economic conditions, inflation, taxes, fees, and other factors not accounted for in this simplified model.
Never disregard professional financial advice or delay in seeking it because of something you have read on this Site or results obtained from our calculator.
2. Accuracy of Information
While we strive to provide accurate and up-to-date information and ensure our calculator functions correctly, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Site or the information, products, services, or related graphics contained on the Site for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
We aim to keep the formulas and information current, but financial regulations, rates, and principles can change. We do not guarantee that all information on the Site will always be current or accurate. The content is provided on an "as is" and "as available" basis.
3. Investment Risks
All investments carry risks, including the possible loss of principal. Past performance is not indicative of future results. The value of investments can go down as well as up. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be suitable or profitable for a user’s investment portfolio.
The Compound Clarity calculator does not consider your individual risk tolerance, investment objectives, financial situation, or specific needs. The projections are hypothetical and do not represent the performance of any actual investment.
4. Third-Party Links and Content
Our Site may contain links to third-party websites or services that are not owned or controlled by Fin Tools Lab. We may also display advertisements from third parties (e.g., Google AdSense). Fin Tools Lab has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites, services, or advertisements.
The inclusion of any links or advertisements does not necessarily imply a recommendation or endorse the views expressed within them. You acknowledge and agree that Fin Tools Lab shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites or services.
5. Limitation of Liability
To the fullest extent permissible by applicable law, in no event shall Fin Tools Lab, its affiliates, directors, employees, agents, or licensors be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or relating to the use of, or inability to use, this Site or its content.
This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if Fin Tools Lab has been advised of the possibility of such damage.
6. No Endorsements
Reference to any specific commercial product, process, or service by trade name, trademark, manufacturer, or otherwise, does not constitute or imply its endorsement, recommendation, or favoring by Fin Tools Lab. The views and opinions of authors expressed herein do not necessarily state or reflect those of Fin Tools Lab and shall not be used for advertising or product endorsement purposes.
7. Use of Calculator Results
The results generated by the Compound Clarity calculator are for personal, non-commercial use. You agree not to use these results for any commercial purpose or to provide financial advice to others without seeking independent professional validation and adhering to all applicable regulatory requirements.
The downloadable reports (PDF, CSV, Excel) are provided as a convenience. Fin Tools Lab is not responsible for any errors or omissions in these reports or for any decisions made based on them.
8. Changes to Disclaimer
We reserve the right to amend this Disclaimer at any time. We will notify users of any changes by posting the new Disclaimer on this page and updating the "Last Updated" date. Your continued use of the Site after any such changes constitutes your acceptance of the new Disclaimer.
9. No Guarantee of AdSense Approval or Earnings
While this Site aims to comply with Google AdSense policies, Fin Tools Lab makes no guarantee or representation that this Site will be approved for Google AdSense, or that if approved, it will generate any particular level of revenue. AdSense approval and performance are subject to Google's sole discretion and various factors beyond our control.
The placement of ad slots on this Site is for the purpose of potentially displaying advertisements through programs like Google AdSense. The presence of these ad slots does not guarantee that ads will always be shown, nor does it imply an endorsement of any advertised products or services.
10. Contact Information
If you have any questions regarding this Disclaimer, please contact us:
Fin Tools Lab
#20/3, JP Nagar
Bangalore, Karnataka, 560078
India
Email: disclaimer@fintoolslab.com
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